Terms of Use

accountholder.net Website

Total System Services, Inc.® dba TSYS Prepaid® ("TSYS Prepaid") operates this website (this "Website") to enable you to manage your account and card, and to utilize the following features or functionality (collectively, the "Services"):

The content, products and services on this Website are offered only to persons that reside in the United States and we make no representation that such content, products and services are appropriate or available for persons in other locations. This Website contains our copyrighted material as well as copyrighted material owned by third party sponsors and/or other third parties. Nothing contained on this Website should be construed as granting any license or right to use any copyrighted material displayed on this Website without the express written permission of the copyright owner. Acceptance of Terms of Use

These accountholder.net Terms of Use shall govern your use of this Website and are entered into by and between TSYS Prepaid and you. Please read these Terms of Use carefully before you use this Website. By logging on to this Website or by using the Services, you agree to accept these Terms of Use. If you do not wish to accept all of these Terms of Use, do not use this Website or the Services. Unless explicitly stated otherwise, the Terms of Use will govern your use of any new features that augment or enhance the current Services.

Your Obligations

You agree to provide true, accurate, current and complete information on this Website for any incentive, loyalty or other prepaid card programs (“Programs”) in which you participate through this Website. You are solely responsible for the security of your password used to login to this Website. TSYS Prepaid shall not be liable for any unauthorized use of this Website. You consent to TSYS Prepaid's display of your personal information via the Services for your use solely in connection with your participation in a Program and you agree to accept all risks of unauthorized access to such information. If you provide to us any information that is false, inaccurate, out of date, or incomplete, or TSYS Prepaid has reasonable grounds to suspect that such information is false, inaccurate, out of date, or incomplete, we may suspend or terminate your access to this Website and the Services and refuse any and all current or future use of the Services (or any portion thereof). You are responsible for all costs and charges, including without limitation, phone charges and telecommunications equipment that you incur in order to use this Website or the Services.

Your Conduct

You represent, warrant and covenant that your use of this Website and the Services shall not:
(a) violate any applicable local, state or national law, statute, ordinance, rule or regulation;
(b) interfere with or disrupt the functioning of this Website or the Services, including any computer networks connected to this Website, in such a manner that unreasonably and disproportionately burdens the infrastructure of this Website or the Services;
(c) alter or interfere with any information, data, text, software, music, sound, photographs, graphics, video, messages or other materials ("Content") of this Website or "mirror" any Content contained on this Website on another server without our express written permission;
(d) impersonate any other person or entity, or make any misrepresentation as to your affiliation with any other person or entity;
(e) forge headers or in any manner manipulate identifiers in order to disguise the origin of any information;
(f) upload, post, transmit, publish, or distribute any Content for which you do not have all necessary rights and licenses or that infringes, violates, breaches or otherwise contravenes the rights of any third party, including any copyright, trademark, patent, trade secrets, rights of privacy or publicity or other proprietary right;
(g) upload, post, transmit, publish or distribute any Content which contains a computer virus, Trojan horse, worm, time bomb, or other computer programming routines or code, files or programs that are intended or designed in any manner to damage or disrupt or interfere with the functioning of this Website, or that of other computer systems, or to capture, intercept or expropriate in an unauthorized manner the Services provided to you on this Website or any Content contained on or transmitted through this Website;
(h) upload, post, transmit, publish or distribute any Content that is unlawful, or encourages conduct that is unlawful, or which may potentially be perceived as being harmful, threatening, abusive, harassing, defamatory, libelous, vulgar, obscene, profane or racially, ethnically or otherwise objectionable and that gives rise to other liability;
(i) upload, post, transmit, publish or distribute any Content that contains advertising, solicitations, bulk e-mails, spam, chain letters, pyramid opportunities, or offers for the sale of goods or services;
(j) disrupt the normal flow of dialogue, cause a screen to "scroll" faster that other users of this Website or the Services are able to type, or otherwise act in a manner that negatively affects other users' ability to engage in real-time exchanges;
(k) reproduce, copy, modify, sell, store, distribute or otherwise exploit for any commercial purposes this Website or the Services, or any component thereof (including, but not limited to, any Content accessible through this Website);
(l) interfere with or disrupt the use of this Website by any other user, nor "stalk", threaten, or in any manner harass another user; or
(m) result in or be designed to result in unauthorized entry or access to the computer systems of others.
You agree that TSYS Prepaid would be irreparably harmed by the use, by you or others, of this Website and the Services in the foregoing manner, including spam, newsgroup postings and unsolicited email in violation of these Terms of Use, and that TSYS Prepaid is entitled to obtain injunctive relief against any such foregoing actions (in addition to all other remedies available at law or in equity). TSYS Prepaid reserves the right to block, filter or delete unsolicited email.

Information Submitted on this Website

TSYS Prepaid does not claim ownership of any Content, including personally identifiable information provided by you on this Website in connection with a Program or otherwise. TSYS Prepaid agrees to treat your personal information in accordance with the terms of the TSYS Prepaid Privacy Policy. Unless otherwise explicitly stated in these Terms of Use or in the TSYS Prepaid Privacy Policy, any Content provided by you in connection with your use of this Website and the Services shall be deemed to be provided on a proprietary and non-confidential basis. TSYS Prepaid shall have no obligation of any kind with respect to such Content and shall be free to use or disseminate such Content on an unrestricted basis for any purpose. You acknowledge that you are responsible for the Content that you submit, and that you, not TSYS Prepaid, have full responsibility for such Content, including the legality, reliability, appropriateness, originality and copyright.

Third Party Content and Links

This Website may contain links to third party websites ("Third Party Websites") that are provided as a convenience to you and not as an endorsement by us of the Content or the products or services offered on such other websites. We are not responsible for such Content provided, the products and services offered or the operation of such Third Party Websites. The presence of such links does not imply that we are responsible for such Third Party Websites. Any communication you may have with such third parties is between you and such third party. Your participation in offers, promotions, or programs of third parties through those websites is between you and such other third party. Third parties, and not us, are responsible for any guarantees, warranties, representations, advertisements, opinions, advice, statements, services, offers, information, or Content that they express or make available on this Website. We do not guarantee the accuracy, completeness, truthfulness or usefulness of any such Content. If you decide to access other websites from links on this Website, you do so at your own risk. TSYS Prepaid will not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such Content, goods or services available on or through any such Third Party Websites.

Intellectual Property

This Website and the Services and any software used in connection with this Website and the Services ("Software") contain proprietary and confidential information that is protected by applicable intellectual property and other laws. Copyrights, trademarks, service marks, patents, publicity rights or other proprietary rights and laws protect content contained on Third Party Websites linked to or from this Website. Except as expressly authorized by TSYS Prepaid or any third-party Content providers linked to or from this Website, you agree not to modify, rent, lease, loan, sell, distribute or create derivative works based on this Website, the Services or the Software, in whole or in part. You must not modify, decompile, or reverse engineer any Software TSYS Prepaid discloses to you, and must not remove, overprint, or deface any notice of copyright, trademark, logo, legend, or other notice of ownership from any originals or copies of Software from this Website or the Services. "TSYS Prepaid Trademarks" means all names, marks, brands, logos, designs, trade dress and other designations TSYS Prepaid uses in connection with this Website, the Services or the products described herein. You may refer to this Website, the Services and the products described herein by the associated TSYS Prepaid Trademarks, provided that such reference is truthful and not misleading and complies with TSYS Prepaid´s then current legal notices. You agree not to remove or alter any TSYS Prepaid Trademarks or use TSYS Prepaid Trademarks to co-logo products or material associated with your services. You acknowledge TSYS Prepaid's rights in the TSYS Prepaid Trademarks and agree that any and all use of such trademarks by you shall inure to the sole benefit of TSYS Prepaid. You agree not to incorporate any TSYS Prepaid Trademarks into your trademarks, service marks, company names, Internet addresses, domain names, or any other similar designations. TSYS Prepaid is committed to respecting others' intellectual property rights, and we ask our users to do the same. TSYS Prepaid may, in its sole discretion, terminate access rights of users who infringe or otherwise violate others' intellectual property rights. If you believe that your intellectual property rights have been infringed on our Website, please contact us. All Content on this Website whether provided by TSYS Prepaid or through links to Third Party Websites is the copyrighted work of TSYS Prepaid and/or the owner(s) of the Third Party Website. Except as stated herein, none of the Content may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means, including, but not limited to, electronic, mechanical, photocopying, recording, or otherwise, without the prior express written permission of TSYS Prepaid or the owner(s) of the Third Party Websites. No part of the Website, including logos, graphics, sounds or images, may be reproduced or retransmitted in any way, or by any means, without the prior express written permission of TSYS Prepaid. You also may not, without TSYS Prepaid´s prior express written permission, "mirror" any Content contained on this Website on any other server.
Nothing on this Website shall be construed as conferring any license under any of TSYS Prepaid´s or any owner of a Third Party Website's intellectual property rights, whether by estoppel, implication or otherwise. You acknowledge sole responsibility for obtaining any such licenses. Permission is granted to display, copy, distribute and download TSYS Prepaid's Content on this Website provided that: (1) both the copyright notice identified below and this permission notice appear in the Content, (2) the use of such Content is solely for personal, non-commercial and informational use and will not be copied or posted on any networked computer or broadcast in any media, except as explicitly permitted by a valid license covering such materials, and (3) no modifications of any of the Content are made. This permission terminates automatically without notice if you breach any of these terms or conditions. Upon termination, you must immediately destroy any downloaded and printed Content. Any unauthorized use of any Content contained on this Website may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

System Integrity

We will make reasonable commercial efforts to make this Website and the Services available to you. We will not be responsible, however, for any service interruptions nor will we be liable to you for any failure of this Website, any inability to access the Services or for any loss resulting from a cause over which we have no control, including, without limitation, failure of electronic equipment or communication lines, telephone or other interconnect problems, computer viruses, unauthorized access, theft, operator errors, severe weather, earthquakes, or natural disasters, strikes or other labor problems, wars or governmental restrictions.

Disclaimer of Warranties

UNLESS OTHERWISE REQUIRED BY LAW, THIS WEBSITE AND THE SERIVCES ARE PROVIDED ON AN "AS IS" BASIS AND WITHOUT REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF TITLE, NONINFRINGEMENT, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, QUIET ENJOYMENT, SYSTEM INTEGRATION OR ACCURACY. YOU ASSUME FULL RESPONSIBILITY AND RISK FOR YOUR USE OF THIS WEBSITE AND THE SERVICES. WE DO NOT WARRANT THAT THIS WEBSITE OR THE SERVICES WILL BE TIMELY, SECURE, UNINTERRUPTED, ACCURATE, OR ERROR FREE OR THAT DEFECTS WILL BE CORRECTED. WE ARE NOT RESPONSIBLE FOR ERRORS, OMISSIONS, INTERRUPTIONS, DELETIONS, DEFECTS, AND DELAYS IN OPERATION OR TRANSMISSION, OR FOR COMMUNICATION LINE FAILURE OR COMPUTER VIRUSES ASSOCIATED WITH THE OPERATION OF THIS WEBSITE OR THE SERVICES. WE ARE NOT RESPONSIBLE FOR ANY UNAUTHORIZED ADDITIONS, DELETIONS, OR ALTERATIONS MADE TO THIS WEBSITE BY THIRD PARTIES. SOME STATES DO NOT ALLOW THE DISCLAIMER OF IMPLIED WARRANTIES, SO THE FOREGOING DISCLAIMER MAY NOT APPLY TO YOU.

Limitation of Liability

NEITHER TSYS PREPAID NOR ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS OR THIRD PARTY SERVICE PROVIDERS INVOLVED IN CREATING, PRODUCING OR DELIVERING THIS WEBSITE AND THE SERVICES ASSUMES ANY RESPONSIBILITY, AND SHALL NOT BE LIABLE FOR, ANY DAMAGES TO, OR VIRUSES THAT MAY INFECT YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY BECAUSE OF OR AS A RESULT OF YOUR ACCESS TO, USE OF, OR BROWSING ON THIS WEBSITE OR YOUR DOWNLOADING OF ANY MATERIALS, DATA, TEXT, IMAGES, VIDEO OR AUDIO FROM THIS WEBSITE. IN ADDITION, UNLESS OTHERWISE REQUIRED BY LAW, NEITHER TSYS PREPAID NOR ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS OR THIRD PARTY SERVICE PROVIDERS INVOLVED IN CREATING, PRODUCING OR DELIVERING THIS WEBSITE AND THE SERVICES WILL BE LIABLE FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, PUNITIVE, OR OTHER DAMAGES (INCLUDING, WITHOUT LIMITATION, DAMAGES RESULTING FROM LOST PROFITS, COSTS OF PROCURING SUBSTITUTE GOODS OR SERVICES, OR LABOR COSTS) ARISING OUT OF, IN CONNECTION WITH, OR RELATING IN ANY WAY TO THIS WEBSITE OR THE SERVICES. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THIS WEBSITE OR THE SERVICES IS TO STOP USING THIS WEBSITE AND SUCH SERVICES. SOME STATES DO NOT ALLOW THE LIMITATION OF LIABILITY, SO THE FOREGOING LIMITATION OF LIABILITY MAY NOT APPLY TO YOU.

Indemnity

You agree to indemnify and hold TSYS Prepaid and its subsidiaries, affiliates, officers, agents or other partners, and employees, harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your Content, your use of the Services, your violation of these Terms of Use, or your violation of any rights of another.

Notices; Amendment; Modification and Termination of Services

TSYS Prepaid may send notices to you via either email or regular mail. We may also provide notices of changes to these Terms of Use or other matters by displaying notices or links to notices on this Website. You acknowledge and agree that we may change, modify, amend, suspend or discontinue any aspect of this Website, the Services and these Terms of Use, at any time, without notice and without liability to you or to any third party. All changes or amendments to this Website, the Services or these Terms of Use shall become effective at the time they are posted on this Website or otherwise communicated to the user, whichever is first. By using this Website or the Services, you agree to receive notice of changes to this Website, the Services or these Terms of Use and other communications electronically rather than on paper. Your continued use of this Website or the Services after amendments are posted or otherwise delivered will constitute acceptance of the changed or amended Website or Terms of Use. If you disagree with the changes or amendments, you must terminate your use of this Website and the Services. TSYS Prepaid, in its sole discretion, may terminate your password and access to this Website and the Services for any reason, including, without limitation, you have violated or acted inconsistently with the letter or spirit of these Terms of Use. If we terminate your access to the Services under any provision of these Terms of Use, your use may be affected without prior notice, and TSYS Prepaid may immediately deactivate your password and bar any further access to the Services. Further, TSYS Prepaid will not be liable to you or any third-party for any termination, modification, or suspension of the Services.

Privacy Policy

TSYS Prepaid respects your desire for privacy. The TSYS Prepaid Privacy Policy can be found at the accountholder.net website. By using this Website, you are consenting to the Terms of Use and the terms of our TSYS Prepaid Privacy Policy. If we decide to change our TSYS Prepaid Privacy Policy, we will post the revised policy prominently on this Website or otherwise bring it to your attention, so that you are always aware of what we do with your information.

General Provisions

These Terms of Use constitute the entire agreement between you and TSYS Prepaid and govern your use of this Website and the Services, superseding any prior agreements between you and TSYS Prepaid (including, but not limited to, any prior versions of these Terms of Use). You must not assign or otherwise transfer these Terms of Use or any right granted hereunder. You agree that any controversy or claim involving you and TSYS Prepaid relating to this Website or the Services will be subject to binding arbitration conducted in accordance with the commercial arbitration rules of the American Arbitration Association. The arbitration will be conducted in Atlanta, Georgia before a single arbitrator selected by mutual agreement of the parties to the dispute within ten (10) business days of submission to the American Arbitration Association. If the parties cannot agree on an arbitrator, the arbitrator will be selected pursuant to the American Arbitration Association's Commercial Arbitration Rules. The foregoing notwithstanding, any person may seek interim or permanent injunctive or other equitable relief from a state or federal court of competent jurisdiction located in The City of Atlanta, Fulton County, if such relief is necessary to protect the intellectual property rights of such person pending completion of the arbitration. In the event we allege that you have infringed or threatened to infringe our intellectual property rights, then, in addition to other rights and remedies we may have, we may seek preliminary or permanent injunctive relief from any court of competent jurisdiction. For such actions, you consent to the exclusive personal jurisdiction and venue of the federal and state courts in and for Atlanta, Georgia. Any claim that you seek to initiate must be brought within one year of the event that gives rise to the claim. These Terms of Use and their performance shall be governed by the laws of the State of Georgia, without regard to conflict of laws provisions, regardless of the location where you access or use this Website. You consent and submit to the exclusive jurisdiction of the state and federal courts located in Atlanta, Georgia, in all questions and controversies arising out of your use of this Website, the services offered by your Program, your Account and these Terms of Use. All terms and provisions of these Terms of Use that should by their nature survive the expiration or termination of these Terms of Use shall so survive.